Opens from GH¢ 5
Ordinary Savings Account
Everyday personal savings with interest earned on minimum monthly balances.
Products & Services
Accounts, Loans & Remittances
Flexible savings, daily Susu, quick business & farm loans, and instant money transfers.
Fast online application available for all deposit accounts
Open Your Account Online Today
Savings & Susu Deposits
Savings Accounts Tailored to Your Income
From daily Susu collections at your market stall to high-yield fixed investments, we make saving simple, safe, and rewarding.
Opens from Flexible daily deposits
Susu Daily Savings
Mobile bankers collect your savings at your stall or workshop every weekday.
Opens from GH¢ 50
Current / Business Account
Full cheque clearing, customized business statements, and third-party withdrawals.
Opens from GH¢ 500 (91 to 365 days)
Fixed Deposit Investment
Guaranteed high returns with competitive interest rates negotiable for large deposits.
Opens from GH¢ 10
Agric & Cocoa Savings
Designed for smallholders, with direct Akuafo Cheque clearing and seasonal credit access.
Opens from GH¢ 5
Child / Youth Future Account
Build a solid financial foundation for your child's education with higher interest.
Responsible Credit
Fast Approvals & Straightforward Loans
Our loan applications are appraised on the ground by relationship officers who visit your farm, shop, or workshop. We provide transparent interest terms with zero hidden fees.
Loan Helpline: 020 435 5320 / 020 745 2944
3 to 6 months
Micro & Market Trader Loans
Fast working capital for market women and retailers with regular Susu contributions.
Seasonal (up to 12 months)
Agricultural & Cocoa Input Loans
Credit for fertilizers, seedlings, harvesting, and equipment with harvest-aligned repayments.
6 to 24 months
SME Commercial Credit
Funding for registered businesses, wholesalers, transport operators, and light industry.
1 to 24 months
Salary Advance & Personal Loans
Quick consumer credit for civil servants, teachers, healthcare staff, and salaried workers.
Renewable 12-month term
Overdraft Facility
Short-term cash buffer on active current accounts with reliable monthly turnover.
International & Local Transfers
Instant Cash Payouts Over the Counter
Receive funds from family abroad via Western Union, MoneyGram, and Ria, or send money instantly across Ghana through ApexLink.