E-Banking & Channels

Smart Digital Banking Solutions

Direct mobile wallets, e-zwich biometric cards, and nationwide ATM services powered by our modern banking systems.

Western Rural Bank Core Banking & IT Operations
Modern Core Banking

Connected Across All Branches & Channels

Our banking halls and branches operate on a unified, real-time computerized platform connected to the National GhIPSS Switch and ARB Apex Bank network. This guarantees instant reflections of deposits, mobile transactions, and remittance pickups.

GhanaPay Mobile Wallet
Mobile Money

GhanaPay Mobile Wallet

Send money, buy airtime, pay utility bills, and transfer funds directly to any mobile money wallet or bank account in Ghana 24/7.

How to get started:

  1. 1Dial *707# or use App
  2. 2Select Western Rural Bank
  3. 3Transact instantly
e-zwich Biometric Smart Card
Smart Card

e-zwich Biometric Smart Card

Cardholder biometric identification allows fast, secure fingerprint cash withdrawals and merchant payments even in offline locations.

How to get started:

  1. 1Apply at any branch
  2. 2Register fingerprints
  3. 3Instant card issuance
gh-link ATM & Debit Card
National Switch

gh-link ATM & Debit Card

Access your funds at all gh-link enabled ATMs across Ghana with instant transaction SMS alerts.

How to get started:

  1. 1Request at the counter
  2. 2Collect PIN securely
  3. 3Transact nationwide
ApexLink Instant Remittances
Domestic Clearing

ApexLink Instant Remittances

Fast, reliable money transfer across all rural and commercial banks in Ghana with immediate clearing.

How to get started:

  1. 1Provide recipient details
  2. 2Instant dispatch
  3. 3Cash pickup OTC
Digital Banking Security Notice

• No staff member of Western Rural Bank will ever ask for your PIN, password, or OTP code over the phone or in person.
• Never share your GhanaPay PIN, and never approve a transaction prompt you did not initiate.
• Report any suspicious activity immediately to our hotline: 020 435 5320 / 020 745 2944.